What is a Bridge Loan?

A bridge loan is defined as a short-term (12-24 months) real estate loan that closes faster than term loans or conventional loans. It's great for Real Estate Investors because not only does it close quickly, but the guidelines are more lax, therefore there is less underwriting and documentation needed...

Real Estate Bridge loans are temporary loans, secured by the asset (real estate), the typical property bridge loan has a term of 12-24 months, although many bridge loan lenders will grant the owner the option to extend his loan for six months to one year.

Few lenders do Bridge Loans, however at Stratton Equities we have broken the status quo of conventional mortgages by providing this loan to Nationwide Real Estate Investors.

Like a typical Bridge Loan, which is a short term loan, the same structure and outline can be utilized on Commercial properties in a Commercial Bridge Loan. This type of loan can also be a valuable tool for purchase or refinance of office buildings, retail property, and multifamily housing including apartment complexes.

Contact a Loan Adviser

Hard Money Bridge Loan

A Hard Money Bridge Loan is simply a short-term loan secured by real estate. These type of loans are a form of asset based lending for real estate investors - where private money lenders are primarily concerned with the property’s value rather than the borrower’s credit scores or what’s in the borrower’s bank account.

Whether it's a commercial real estate loan or a residential real estate loan, Hard Money Bridge Loans bridge the gap between those who do not have the ability to go to the bank due to poor credit and their dream of become a real estate entrepreneur. Where the banks say “No”, the hard money and private lenders like Stratton Equities can still say “Yes”.

Are you in need of a loan? Get in touch with us.

Get in touch

4000 MacArthur Blvd. Ste 800
Newport Beach CA 92660


mon-fri , 8AM - 5PM


we reply within 24 hrs